Michael Nadeau, CFP
®
Nearing Retirement
We combine an understanding of the retirement planning needs facing those approaching retirement with specific strategies designed to address those needs.
Issues We Address
How much should I be saving to retire comfortably?
Am I on track to retire at the age I'd like to?
Am I using the right retirement investment vehicles for my situation?
How much should I plan to withdraw each year when I do retire?
Will my employer-sponsored plan and Social Security benefits be enough to support my needs in retirement?
Do I have the appropriate life, disability and long-term care insurance coverage?
Potential Strategies
Retirement income planning/withdrawal strategies
Roth IRA conversions
Rollovers/consolidation
Catch-up contributions
Annuities, life insurance and long-term care insurance
Distribution rules after age 55
Substantially equal payments (72(t) election)
Social Security benefit distribution planning
Investors should consult a tax professional for advice about their specific tax situations